NewStats: 3,264,913 , 8,185,079 topics. Date: Thursday, 12 June 2025 at 07:18 PM 134428

ositadima1:


Just in case you didn't know, if you input this formula—or even use Excel’s built-in PV function—there’s a feature in Microsoft Excel that lets you estimate an input when you have the output. Instead of wasting time trying to reverse the formula manually, you can use Goal Seek. It's a powerful but hidden feature in Excel that only about 1% of s know about.

En en.
Goal seek? I don learn another app for your hand today.
Make I go find am.
First one na Claudia, now na Goal seek

Ades1:



Omo I tire ooooh. Any small thing billion billion, ok? Who cares? In fact turn it to trillion? How is that affecting me?

Because he has billions, I should come and learn from him? Learn what exactly? How do you know I don't have my own billions?

Jeez, my only prayer for Nigeria and Nigerians is for everyone to be buoyant enough to meet their needs and the needs of their family, the moment this is achieved, no one will pay attention to people like this.

Exactly brother.
So that people won't be codedly oppressing others but the biggest fear of those doing well is for others to be okay.
It means no one will care about the car you have or money you have and you won't be able to use your money to influence the decision of others.

Ades1:



Abeg bros, I have a question and I want you to answer based on your experience.

How much would I need to invest in NGX to have a ₦1,000,000,000 portfolio in 11 years abeg? Lets assume I was able to beat the market by 20% annually.

Just rough estimates is fine. I want to check something

161.4m.
Future value = present value x (1 + expected growth rate)^11 years
1b = PV x (1 + 0.20)^11
PV = 161.4m

Olaide1295:

When the president sent the budget to National Assembly. He told them to use $65 (or $60..not sure rn), the National Assembly guys jacked it up to $75 and inserted their own constituency projects.
What do you want the president to do? Don’t forget the power of appropriation is with the Assembly. They can even draw up a budget and anything they want without the president’s permission or approval.
The reality is unfortunate, but a president has to choose his fight. Fight them too hard and they’ll turn against you and even impeach you.

It is not about pointing accusing fingers at one person or the other or one party or the other. They are all the same.
If the president knows that historically, the house will add their own quota, he could have reduced his budget presentation to $45/50 while they add their own to make it $60.
Anyway, that is their problem. Mine is to capitalize on their fuulishness and stuupidity to my advantage

Valthegreat:


It is very unfortunate to note that that your #5 in 2004 was more valuable then than the current price of GT Bank shares of #70.
E.g: Your #5 as at 2004 can buy a unit of BIC brand of writing pen but today #70 can't buy one. It is currently #100 or more today.

I think this is not true but I stand to be corrected.
From 2004 to 2025, gtb has paid out #45 in total dividends. Add that back to the current #70 per share and you have #115 as total return which will still buy your Bic which you used as example.
So I will say an investor who had bought gtb since 2004 has gotten a value back from their invested capital

Modern men are emotionally available…

but financially broke, physically weak, and spiritually lost.

Nobody respects that combo.

luminouz:
Boss emmaodet dey drop chilling pills!!!


Nice one boss

Uwc bro.
As e dey hot I say make I dey drop am now

POLS:
He looks like an undertaker dancing to carry a coffin...

SMOGnow:
If dem neva kee one of these able-bodied orphans, the rest no go rest.

chimex38:
https://guardian.ng/energy/nigerias-export-capacity-stalls-oil-backed-loan-from-saudis-aramco/

OandO dey inside the matter

But why are people so heartless?
What they won't do with their own personal business, they will be doing it with public investments.
Who borrows money with the aim of paying back with an estimated revenue growth if not a fuuul.
You write out a budget for the year with a $21b deficit with the aim of borrowing to cover it. A borrowed fund at the benchmark of $75 per barrel. Why not use $50 to be on the safe side. And these guys have technocrats among them and guys who studied in abroad oo.
Expensive business schools and universities.
Currently, 300,000 barrels per day out of the 1.5m per day we are pumping is already used to take loans and servicing it and you will be surprised even the 1.2m barrels remaining is been using to service other sources of loans that are not crude oil backed.
You have a $21b deficit you want to borrow money for, what about next year's budget? 2027 budget? and others? you keep borrowing?
What happens to living within your income or that only apply to the poor and low class employees?
Reduce cost of governance, trim down senators, house of assembly people and so on. Reduce budget of many sectors etc or we only talk about poor men living within their means?
My advice is for people to just diversify a fraction of their investment to dollars investment because by the time these people's actions will start biting hard into the economy, they will gladly be devaluing the naira just to pay salaries and you won't want to get caught up in that mess.

bastardson:


Lol this was why as soon as I got to 80% on IB I sold all and switched to NB.

The OS is waaay too much.

NB can easily do 100, IB can never get to 30 with such OS.

After I saw him preaching 30 price target, I don dey get doubt on my CHAMS investment.

Did CHAMS cuz of his hype

ZUBY77:


Of course.
I don't miss Afcon or Worldcup

Good.
God willing, we will meet there.
I applied for my 6 months morrocco visa last month but it is on hold. they sent me a mail it would be processed september, 3 months to my entery date of decembe 20th (start of the Afcon).
I plan going for the world cup too. I have US and Canada visa already.

Successful men share one dark truth:

They buried their emotions early in life.

Now they walk through the world with a dead heart.

Pain is the greatest teacher in the universe. Run from it and it will chase you to the very end. Use it wisely and become a man of utmost character and integrity.

Money gives you choices. Power. Respect.

After Losing All Your Money

When it's gone, so are your “friends,” your girl, your peace.

You realize money doesn’t change you—it exposes those around you.

Most men don’t talk about it. The kind of pain that rewires your soul.
The loss. The betrayal. The silence that follows.
But it’s in those moments that something shifts.
Not weakness… but awakening.
The world doesn’t hand you strength. It forces you to build it in the dark.

It teaches you the game is rigged, and you better learn to be your own boss.

That pain forces you to grind harder, smarter, and never trust a paycheck again.

When a man buries a parent, he buries a part of himself.

The last person who cared for him unconditionally is gone.
He realizes: No one’s coming to hold me anymore.

You’ll never understand why the ones with the biggest hearts always get f*cked over.

- They give without keeping score.
- They see good in the worst.
- They fight for love, even when it’s one sided.
- Their silence is mistaken for weakness.
- Their kindness, for naivety.

But here’s the twist :

They don’t lose.
They just get sharper.
And when they rise.
They love smarter, not softer. ♟️

The Betrayal of a Woman You Truly Loved

You gave her your heart, your time, your dreams.

Then she lied. Cheated. Left.

It breaks something inside you that never heals the same.

Being Used for Your Kindness, Money, or Status

They smiled. They praised you.
But they were only there for what you gave, not who you are.

The moment you stopped giving they disappeared.

That betrayal builds discernment.
From that day, you learn to say “No” without guilt.

Because your value isn’t in what you provide it’s in your power to withhold.
That loss changes you.

You become cold… not out of hate, but out of self-preservation.

You don’t chase anymore. You attract or replace.

Being Abandoned When you Hit Rock Bottom

You were broke. Sick. Mentally drained.

And suddenly everyone vanished.

You sent texts. No replies.
You cried for help.

Nobody answered.
That moment teaches you the coldest truth: If you’re not useful, you’re invisible.

So you rebuild and never let yourself get that weak again.

Acidosis:


That means Jumia should be making more sales, right? Now go and check Jumia's sales volume in 2024/2025 vs. 2021/2022. 😂

Jumia may not because there is heavy competiton in that sector.
Many are making a killing marketing on tik-tok, facebook marketplace, jiji etc

Invest in yourself.
You can never lose; you'll either grow richer or wiser.

A man who is healing ALONE is a dangerous person.

If you don't work to build your own dream, someone will hire you and give you a purpose.

ZUBY77:
Every year

Oga Zuby.
Will you be in Morocco by December for the nation's cup? Maybe we can hangout there

moneymanager:


Sir, see all the adjectives you used
Comparatively, on the average, seemed, seem that bad.
With all due respect sir, if you will indulge me and not take my response as impertinent, this is a noncommittal tangentially misleading response.

ariesbull:
🇷🇺🚀 🇺🇦Military channels reported that an underground bunker containing 56 Storm Shadow missiles, 32 Patriot air defense missiles and 53 ATACMS missiles was destroyed in Ternopol.

These missiles were transferred to Ukraine 5 days ago.

5 days ago? which means freshly supplied.
Storm shadows from UK
Atacms from US if am right.
So much for those mediating and keep the good boy poster to the media

DeJoeee:
, the bolded got me laughing. On a serious note, naija girls are no longer marriageable, the sad truth and the major cause of all this. Even guys that are doing well hardly marry these days.

Marriage is not the only option of man/woman relationship.
There is babymama option, sex mate/bed mate, girlfriend/boyfriend staying together option and many more.
People stress themselves too much to something when there are less stressful options.
Just like life in general were not everyone will love in a duplex, there are some bungalow, some 3 bedroom flat, some self contain or face you I slap you.
Some will use cars, Keke, bike or foot
It is also with relationship. Everyone's situation is not cut off for marriage. Find the one that works for you

SocialJustice:
It is a national problem. Tinubu made everyone realise that if you have kids without money, you will suffer. Even garri is not cheap. I feel very sorry for those that can barely care for themselves but getting married because of societal pressure.

According to Geh Geh, you go cry tire. 😂

It is only the poor or poorly educated without money that are venturing into marriage now, good education and money seems to be natural marriage and birth control for many.

Even if Dem no marry, the women go still dey get belle.
Abi what do we say about ladies popping up with pregnancies up and down with any visible man in their life? The hardship still continues albeit by a single ladies taking care of the babies instead of 2 heads.
No matter the hardship, sex will not stop, pregnancies will continue popping up leading to having massive single mothers that will even become cheaper to get laid with

Zonefree:



Aside financial constraints, Nigerian girls are becoming scary these days. How can one girl finish one big loaf of bread in one sitting?
No be bandit be that?

STRENGTH ISN’T A CHOICE. IT’S THE ONLY OPTION LEFT.

They say, What doesn’t kill u makes u stronger.

But they forget to mention it also makes u colder.
More savage. More guarded. Less trusting.

Life doesn’t build strong men through comfort.
It breaks them first.
It humbles them.
It tests them with betrayal, heartbreak, loss, and silence.

You trusted too much? Now u read people twice.
You loved too deeply? Now your heart has armor.
You were too kind? Now you move with calculation.

Because once you’ve been used, overlooked, betrayed, and left for dead
You stop hoping for rescue.
You become the weapon.

You realize strength isn’t a vibe.
It’s not a trend.
It’s the only thing that keeps you from being stepped on.

So let them talk.
Let them say you’ve changed.
Let them call you cold, heartless, different.
They weren’t there in the trenches with you.
They didn’t see what it took to rebuild what they destroyed.

Because here’s the brutal truth:

The world doesn’t care about your pain.
It only respects the beast that pain built.

So stay cold.
Stay calculated.
Stay dangerous with purpose.

As for me bro, pain taught me silence.
Silence taught me strength.
n Strength made me wise.
Now I walk with depth.

Your peace is earned through power.
Your healing comes with scars.
Master yourself, or suffer with the rest.

The pathway to SelfMastery is the way.

As copied

emmaodet:
Nobody checks on men until they’re successful again.

Go broke for a minute.

Watch how fast the love turns into silence.

This is why men grind in private and trust very few.

This is the harsh truth a lot of men live with , love often feels conditional. When a man stumbles, the world gets quiet. The calls stop. The fades.
That's why so many men suffer in silence, rebuild alone, and keep their wins private. Not out of pride, but because experience taught them that loyalty is rare, and silence reveals everything.