NewStats: 3,263,738 , 8,181,201 topics. Date: Saturday, 07 June 2025 at 03:57 PM 265x44

Hi Nairalander's,

I observed something recently while trying to use my GT Bank Naira Master Card on Aliexpress. Three days ago, I tried to help my younger sister make payment (of $156.79 USD) for her order on Aliexpress. But to my amazement, the payment wasn't successful. I ed GT Bank customer service and was informed that their Naira Master Card has been restricted not to work on Trade websites like Aliexpress, Alibaba, Ebay, Amazon, etc.
I also reached out to a friend who knows about the recent development and he told me that some people were taking advantage of the GT Bank's online exchange rate of N390 to $1USD to enrich themselves.

Please anyone that has made payment on any International Trade Websites (within this week) using his or her Naira Master/Visa Card should kindly share his/her experience.

Below is also an email I received from Fluterwave on their Barter Virtual Dollar Card Service Interruption on the 29th on July 2020. This is a sign that there is going to be some international transactions restriction on all Nigerian Bank Cards.

Hey!

Earlier today, we experienced a service interruption that affected our virtual card service, and we'd like to apologize for any difficulties this has caused you. This issue affected card creation, withdrawal, spend, and the ability to fund.

This is what happened: An issuer went down without warning or notice, causing a sudden service disruption. Because we are not a bank, we work with and depend on issuers for certain card services.

In a few hours, we will complete the switch to a backup Issuer to restore the card services, and your card will be migrated to the new issuer. But don't panic, we will notify you as soon as we make the switch. Here are a few things to keep in mind:

Update 01:
All card services will be back 100% up and running.

Update 02:
Your card numbers will change and old cards will stop working completely.

Update 03:
If you use your card to pay for a subscription service, or if you have it linked to a recurring payment, you will have to unlink the card and link a new card.

Update 04:
There is always a very small possibility that the new card might not work where the old cards worked previously. This includes ad sites, web hosting sites, Paypal, some domain registration sites, and perhaps email marketing sites. Please us if you are affected by this issue.

Update 05:
There is also a slight possibility that you might experience inability to withdraw from the new card, incorrect card balances, inability to fund. Please us if you are affected by this issue.


We want to thank you once again for your patience; please know that we are all urgently working to get your cards back online and working as quickly as possible.

We’ll have updates for you soon.

___

With ❤️
The Barter Team at Flutterwave

I guess, there is no need for me collecting mine then, I opened an with them for online transaction, the card have been paid for, but haven't collected it

Well, I still successfully used my GTB Naira Mastercard to pay a USA outfit @ N390/$1, as recently as on Monday - this week.

I think most of the banks now have $500 monthly limit on their cards.

I experienced same on my Zenithbank Card.

Just get a dollar card and save your self the stress

sportFX:
Just get a dollar card and save your self the stress

After that, where will we get the dollar?

Several places to buy usd both online and bureau de change.

I started experiencing this issue on Tuesday evening (28-July-2020)

Well, I still successfully used my GTB Naira Mastercard to pay a USA outfit @ N390/$1, as recently as on Monday - this week.

As of Today (being Friday 31-July-2020), Zenith Bank customer care informed me that the limit on their Naira Master/Visa Card per month is now $200 USD. But the customer care agent refused to tell me the exchange rate they're using as of today. She only said the exchange rate will be determined at the point of the transaction. This got me scared.

I think most of the banks now have $500 monthly limit on their cards.

I experienced same on my Zenithbank Card.

I already have a GT Bank Dollar Card, but the difference between N390 (online rate with Naira Master Card) and N475 (bureau de change rate) is much. especially when you order for things as frequent as possible.

Just get a dollar card and save your self the stress

Kindly shed more light on this if you're serious about it.

Several places to buy usd both online and bureau de change.

I'm happy people have finally made this thread because it seemed I was the only Nigerian doing online purchases for months. As far back as May (I think), First Bank charged me 412 to the dollar and I cried out on nairaland, not much response. Everything said here I've experienced. I'm waiting for midnight to try to pay for something I bought a week ago and that an "unpaid item" complaint has been launched against me. The sad part is these useless banks don't tell you anything and in my case I re-ed my cards, my paypal and all, not knowing where the error was coming from. First, I was told there was now a $500 cap (1st Bank) and this July, I revived my Zenith Bank dormant for many years and I was told their limit was $1,000. They were the ones who restricted my purchases first and after all the stress, I finally got one if them to tell me the limit was now $200. This country is a joke and unrecognized in the do comity of proper countries. Only South Africa is considered a country in Africa in the global financial and commerce family

sportFX:
Several places to buy usd both online and bureau de change.

Where to get Dollar online?

routik:
Hi Nairalander's,

I observed something recently while trying to use my GT Bank Naira Master Card on Aliexpress. Three days ago, I tried to help my younger sister make payment (of $156.79 USD) for her order on Aliexpress. But to my amazement, the payment wasn't successful. I ed GT Bank customer service and was informed that their Naira Master Card has been restricted not to work on Trade websites like Aliexpress, Alibaba, Ebay, Amazon, etc.
I also reached out to a friend who knows about the recent development and he told me that some people were taking advantage of the GT Bank's online exchange rate of N390 to $1USD to enrich themselves.

Please anyone that has made payment on any International Trade Websites (within this week) using his or her Naira Master/Visa Card should kindly share his/her experience.

Below is also an email I received from Fluterwave on their Barter Virtual Dollar Card Service Interruption on the 29th on July 2020. This is a sign that there is going to be some international transactions restriction on all Nigerian Bank Cards.

I observed it today and I felt something sinister somewhere was wrong with the payment processor. OK, I will talk with my officer with respect to this development.

So strange, GTB of all banks

Very Sad Experience. If this is the case, then what is the solution as regards to making online payments at a reasonable exchange rate? How reliable are some of these third parties that s on helping one buy things on Amazon, Aliexpress, etc and at what rate do they charge?
Honestly, going to bureau de change to buy dollar at the rate of N475 per dollar is not even an option for me.
Besides shopping, one has a lot of web & training services to pay for on some international websites.
Which way Nigeria?!

Dwightventures:
I'm happy people have finally made this thread because it seemed I was the only Nigerian doing online purchases for months. As far back as May (I think), First Bank charged me 412 to the dollar and I cried out on nairaland, not much response. Everything said here I've experienced. I'm waiting for midnight to try to pay for something I bought a week ago and that an "unpaid item" complaint has been launched against me. The sad part is these useless banks don't tell you anything and in my case I re-ed my cards, my paypal and all, not knowing where the error was coming from. First, I was told there was now a $500 cap (1st Bank) and this July, I revived my Zenith Bank dormant for many years and I was told their limit was $1,000. They were the ones who restricted my purchases first and after all the stress, I finally got one if them to tell me the limit was now $200. This country is a joke and unrecognized in the do comity of proper countries. Only South Africa is considered a country in Africa in the global financial and commerce family

This is so very annoying, I’ve tried pay for goods online with both my Stanbic MasterCard and ECOBank MasterCard neither I going through

Cc piggyvestashewo

Now, I've got more interesting discovery. Frustrated by this ongoing problem, I decided to waste a little money to buy the cheapest thing I could find on Aliexpress. I paid $2.80 on the item, used the cards that have refused to work on ebay/paypal and voila! So this is not bank matter but specific merchants (namely paypal). I'm deeply frustrated and confused with this development

Dwightventures:
Now, I've got more interesting discovery. Frustrated by this ongoing problem, I decided to waste a little money to buy the cheapest thing I could find on Aliexpress. I paid $2.80 on the item, used the cards that have refused to work on ebay/paypal and voila! So this is not bank matter but specific merchants (namely paypal). I'm deeply frustrated and confused with this development

which bank?

Hello guys, which card can I use to withdraw from paypal?

Dwightventures:
Now, I've got more interesting discovery. Frustrated by this ongoing problem, I decided to waste a little money to buy the cheapest thing I could find on Aliexpress. I paid $2.80 on the item, used the cards that have refused to work on ebay/paypal and voila! So this is not bank matter but specific merchants (namely paypal). I'm deeply frustrated and confused with this development

You're right. It's PayPal issue. I'm able to pay on Google, but not Fiverr, which uses PayPal.

Do you mind telling us which Nigerian Bank card you used?

Dwightventures:
Now, I've got more interesting discovery. Frustrated by this ongoing problem, I decided to waste a little money to buy the cheapest thing I could find on Aliexpress. I paid $2.80 on the item, used the cards that have refused to work on ebay/paypal and voila! So this is not bank matter but specific merchants (namely paypal). I'm deeply frustrated and confused with this development

You cam use https://www.globepayinc.com/
No need of card. Pay directly fro your bank .
If you need your national ID card for online transactions and you have only the identification number slip,
see the solution click here https://articlemama..com/p/i-will-design-your-national-id-card-for.html

sportFX:
Just get a dollar card and save your self the stress

Can one get a dollar card without operating a domiciliary ?

Alkason:


Can one get a dollar card without operating a domiciliary ?

Some banks like wema, stand chattered, yes, not gtb

PatrickOkunima:
You're right. It's PayPal issue. I'm able to pay on Google, but not Fiverr, which uses PayPal.

With which bank

Neimar:
Hello guys, which card can I use to withdraw from paypal?

Which country PayPal? And how much?

warrenweste:


Which country PayPal? And how much?

Lesotho 100$

Neimar:


Lesotho 100$

You can get a uba prepaid visa Africard for it or I can buy it from you

Guys pls help, how do I fund my PayPal . I already link my zenith master card . Can I transfer fund from my bank directly to my PayPal ?.

belcom10:
Guys pls help, how do I fund my PayPal . I already link my zenith master card . Can I transfer fund from my bank directly to my PayPal ?.

Is it a Nigerian PayPal?

Selling and Buying
PayPal
Cash App
Venmo
Zelle
Payoneer
Fiverr and Upwork and All Freelance Sites

I transferred money from my gtbank to luno since yesterday it has not reflected in my luno

itsmolep:
This is so very annoying, I’ve tried pay for goods online with both my Stanbic MasterCard and ECOBank MasterCard neither I going through

Alat by wema MasterCard is working perfectly for all online transaction.