NewStats: 3,264,409 , 8,183,641 topics. Date: Tuesday, 10 June 2025 at 11:16 PM 2d71f

Hh

Kelvin30286063:
Stupid bank, the only Nigeria bank that doesn't give out loans.

They give out loans, provided they're sure you have something solid doing to pay it back installmentally.
Some Nigerians have spoilt the rep of others, becasue of the way they dont like repaying loans even if they have the money

And yet, they have refused to pay back the $7bn government lend them during Charles Soludo time.

The company will definitely hit over a $1b in profit this year.

I would advise anyone to invest in this bank. It is obviously rock solid and it has been so from the beginning.

yhansome:
You Mean INNOSON BANK PLC, When are they handing over fully to him

Jobless... Do you need a job? Call 08010q10q4Q

yeyeosoronga:


They give out loans, provided they're sure you have something solid doing to pay it back installmentally.
Some Nigerians have spoilt the rep of others, becasue of the way they dont like repaying loans even if they have the money

Well they denied me loan a few months ago, stating categorically that they only give loans to salary earners or businesses that are worth 10m and above. I'm a business owner and after they estimated my business, they said it doesn't qualify for a loan.

I curiously asked them how much they estimated my business to be worth, they said 4 or 5 million.

I later got my loan from Diamond bank and I have even paid it back.

I hope IFRS9 was considered when declaring this, if not it would be like a facade.

permit:
If you are operating with GTbank go to innoson purchase any car of your choice and pay at your own convenient time

And land in Kirikiri to wash it with fellow inmates.

Have they paid Innoson?

zakim:
Banks are making profits while the customers are....

Lol, you think banks care about retail depositors. We are all necessary evil they have to deal with. If they had the chance, they'll ban us from entering their premises.

Has GTBank paid @Innosonvehicles her debts yet?

Lol

Ravon:
Key Highlights 

- Gross Earnings decreased by 3.3% to N326.03bn from N337.27bn in Q3 2018
- Profit before Tax increased by 3.9% to N170.65bn from N164.25bn in Q3 2018
- Profit after Tax increased by 3.4% to N146.99bn from N142.22bn in Q3 2018
- Total Equity increased by 10.6% to N636.75bn from N575.57bn in Q3 2018

Guaranty Trust Bank Plc has reported a 3.2% YoY increase in Earning Per Share to N5.19 for 9M’19 in its latest filing with the Nigerian Stock Exchange (NSE). The growth in earnings can be attributed to stronger net fee and commission income (+22.9% YoY) as well as modest improvements in net interest income (1.3% YoY) and operating efficiency (the cost to income: -150 bps).

Gross loans to customers grew by 7.8% from H1’19 level to N1.5 trillion in 9M’19. This implies a year-to-date loan growth of 6.8% compared to the 1.0% contraction observed in H1’19. It appears, however, that the size and structure of this loan growth were not enough to enable the bank meet the new LDR requirement of the Central Bank of Nigeria (CBN), given that GUARANTY was one of the banks impacted by CBN’s LDR-related penalty. By our estimate, GUARANTY had an LDR of 63.8% (bank only) as at September 2019. This s our view that the apex bank may have applied the more stringent loan to funding ratio in its evaluation.

Despite the growth in loans, NPL ratio declined from 7.3% in FY’18 to 5.6% in 9M’19. This eases our initial concern regarding the impact of the CBN’s credit creation drive on overall asset quality.

There is a sustained improvement in cost-to-income ratio to 36.5% in 9M’19 (H1’19: 37.2%; FY’18: 38.3%).

Annualised ROE and ROA, at 32.3% and 5.8% respectively, are currently ahead of FY’18 levels and management’s guidance for FY’19E.

There is a weakness in both net interest income (-2.7% QoQ) and non-interest revenue (-21.0% QoQ) in Q3’19 relative to other quarters.

The decline in non-interest income was largely driven by lower gross fees and commission income (-22.4% QoQ) and weaker net trading income (N155 million compared to N5.2 billion in Q2’19). Interest expense was also higher during the quarter, likely reflecting the 100bps increase in more expensive deposits.

SOURCE: https://brandspurng.com/2019/10/16/gtbank-releases-q3-2019-unaudited-results-reports-profit-after-tax-of-%e2%82%a6146-99-billion/

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yhansome:
You Mean INNOSON BANK PLC, When are they handing over fully to him

10,000 innoson can not acquire this GT bank

I thought ONCE Ipobs withdraw all their yeye container container money from this bank( because of innoson wahala) , GTB will be CRIPPLED by now?? Abeg!

Will these guys ever lose

Kelvin30286063:
Stupid bank, the only Nigeria bank that doesn't give out loans.

False

Making huge profit at the expense of customers?...Good of them.

meanwhile,
Check also:
Click here to see

Kelvin30286063:

Well they denied me loan a few months ago, stating categorically that they only give loans to salary earners or businesses that are worth 10m and above. I'm a business owner and after they estimated my business, they said it doesn't qualify for a loan.

I curiously asked them how much they estimated my business to be worth, they said 4 or 5 million.

I later got my loan from Diamond bank and I have even paid it back.

Yeah, I guess you didn't meet their criteria. I'm glad you confirmed they do give loans. Like I said earlier, many Nigerians don't like to pay back.
Diamond is more flexible to do business with, but didnt they get into financial trouble not too recently?

CharlesJok3r:
These banks are wicked. They keep laying off staffs despite declaring massive amount of profit every year.

staff!

Harrynight:



Have they paid Innoson?

How much is Innosun money. . Just N14b. .

That is chicken change to GT. It was even supposed to be N8b if not for interest capilization. .

Igbo man that want to reap where he did not sow.

Honor10:


10,000 innoson can not acquire this GT bank

1, 000, 000 of Innoson cannot acquire GT. . Who is he by the way. .

yhansome:
You Mean INNOSON BANK PLC, When are they handing over fully to him

inno what my brother the less you see the more you know.

gypsey:
And many other 5ks they stole from other people.



Hence their Ridiculously Gigantic Profit.

Atm dispense error remains on the till of the particular ATM you used and can never be a part of the bank's profit.

yhansome:
You Mean INNOSON BANK PLC, When are they handing over fully to him

Innoson can never acquire something like GTB till he die

Hmmm

234GT:


Atm dispense error remains on the till of the particular ATM you used and can never be a part of the bank's profit.

Okay, but the guy never said it was an ATM error.

He said, that they stole his wife's 5k Literally.

CharlesJok3r:
These banks are wicked. They keep laying off staffs despite declaring massive amount of profit every year.

how many core staff have u ever heard Gtbank laid off?

zoomman:

False

gtb has saved my broke ass many times

yeyeosoronga:


They give out loans, provided they're sure you have something solid doing to pay it back installmentally.
Some Nigerians have spoilt the rep of others, becasue of the way they dont like repaying loans even if they have the money

true

zakim:
Banks are making profits while the customers are....

The customers should run their businesses the way the better banks are run...
Instead many of them use their so-called "businesses" as their personal piggy-bank.
>

Fvcks:
I hope IFRS9 was considered when declaring this, if not it would be like a facade.

GTB is listed on the London Stock Exchange...
Their s thus have to comply with the BEST international standards.
>