NewStats: 3,263,887 , 8,181,772 topics. Date: Sunday, 08 June 2025 at 03:50 PM 1k5p3a

BarbieGoldD:
Good evening house. What documents can my husband provide, we're submitting together, he's applying for visitors visa while I'm applying for study permit as the main applicant. Is it only to add extra money on the POF that's required of him?

Do you suggest i apply first when mine is approves before he applies?

Please help

You might still want to go ahead with what you're planning (submitting both applications together), but just know that what you're considering is a serious red flag to IRCC.

It could easily lead to a double rejection — but hey, what do we know, right?

The main issue is that IRCC will likely see this as you not having strong ties to Nigeria and him not being able to leave you, making it look like you’re using the study and visitor visas as a way to get to Canada and then claim asylum. That’s a big red flag and very likely to lead to a double rejection.

In my opinion, it’s better to apply separately — you go first as the student, get to Canada, settle in, and then he can apply for a visitor visa later.

IRCC’s usual approach:


Mother/father with an underage child (where the child is the student): Yes, more acceptable.

Both parents with the underage child (as the student) : No, unless they can show very strong proof of funds and a successful business or strong ties to Nigeria — basically something that proves they must return.

Husband and wife applying at the same time (one for study permit, one for visitor visa): Almost always a no, unless they have exceptional circumstances ( eg wife needs physical help to travel) and strong financials.

BarbieGoldD:
Good evening house. What documents can my husband provide, we're submitting together, he's applying for visitors visa while I'm applying for study permit as the main applicant. Is it only to add extra money on the POF that's required of him?

Do you suggest i apply first when mine is approves before he applies?

Please help

You can apply with your husband but make sure you state why he is going with you in your SOP( e g., to help you settle in). Extra money is important, he should show that he has a job here in Nigeria he is coming back to.

Please, is there anyone here going to NSCC this fall? Is there a what'sapp available one can ?.

I will be traveling with my 3 year old daughter by August, It would be great to have a community.

Thanks, I've gotten it.

TradeSunMoore:

It normal . Most banks provide mybankstament ticket number and on request. Approach your bank. It is a good Omen as well. All the best

WERE YOU ABLE TO GET A SUITABLE COURSE

Zyzman:
Good Morning Everyone,

I am stuck in finding a suitable course for 2 years Master's degree.

I have Biochemistry degree and about 3 years experience in IT.

I need to find a course in IT that will accept me without a computer science degree.

Thanks in anticipation.

Good evening all,

Please advise for a family of 3 where wife is primary applicant with 5k funding available. Husband will apply for SOWP plus a 7month old baby.

Available fund is 74m in total across naira nd USD.

Land worth 11m.

Would you suggest we apply together or wife and child first.

Also would the 74m be sufficient as POF if we want to apply as family?

I'll be glad to get response.

creolehunt:
Good evening all,

Please advise for a family of 3 where wife is primary applicant with 5k funding available. Husband will apply for SOWP plus a 7month old baby.

Available fund is 74m in total across naira nd USD.

Land worth 11m.

Would you suggest we apply together or wife and child first.

Also would the 74m be sufficient as POF if we want to apply as family?

I'll be glad to get response.

Please what is the duration and tuition of the programme?

Bobomaigida:


Please what is the duration and tuition of the programme?

Masters. 3 years.

Thank you chief

creolehunt:


Masters. 3 years.

Thank you chief

The tuition?

Hello all, please I need help with this question.

I submitted a study permit application together with spouse SOWP.

My spouse will need a medical exam, given she answered yes to staying 6 months in listed country.

However, the "Request for Medical Exam Form" Did not show up, despite answering all the necessary questions correctly.

Do we not need medicals?
If we do, what is the solution for the missing form if application is already submitted

Thank you in advance

JMG12:
That's where you got a problem; your status in SK is not strong enough; hence, you are not eligible to apply from there. Consider reapplying from Naija or where you have permanent legal status, and also demonstrate strong home ties.

Thank you for your responses, please i will like to know if i can reapply from Nigeria when I am currently in SK. Also my financial proofs are in SK too I will.like know if there anything i will do to it before reapplying

Bobomaigida:


The tuition?

Around 24,000USD. The 5k funding takes it down to 19,000.

Thank you.

creolehunt:


Around 24,000USD. The 5k funding takes it down to 19,000.

Thank you.

Living expenses for 3 for first year = $31,583
Tuition = $19,000
Exigencies and flight = $5,000
Total = $55,583
Naira equivalent = N1,195 * $55,583= N66,421,685

On the surface the N74m, you have will be enough to cover your first year expenses, however with IRC, it is not just about having the funds you need to show how the funds were raised with documents, so that they will know it is not funds for demonstration. The land cannot be used as POF since it is not liquid cash, you can use it as home ties.

In addition, you need to show how subsequent years, will be funded since all of you are travelling together.

Bobomaigida:


Living expenses for 3 for first year = $31,583
Tuition = $19,000
Exigencies and flight = $5,000
Total = $55,583
Naira equivalent = N1,195 * $55,583= N66,421,685

On the surface the N74m, you have will be enough to cover your first year expenses, however with IRC, it is not just about having the funds you need to show how the funds were raised with documents, so that they will know it is not funds for demonstration. The land cannot be used as POF since it is not liquid cash, you can use it as home ties.

In addition, you need to show how subsequent years, will be funded since all of you are travelling together.

We're leaning more towards mother and daughter going first. Then husband apply later.

1. Do you think this presents a more viable option?

2. The Statement of we plan to use has 90% of the funds in it transferred from our business (company is owned by me and my spouse and both of us as directors). This spanned over more than 6months. Our last application was filed using the company as POF,so this time we are using a personal into which we have been setting aside money for the travel? Would this be a problem?

Hello Everyone,

My previous workplace was shut down due to issues with the SEC. While I was employed there, our salaries were paid through the company’s microfinance bank, which was also closed as a result. Because of this, I no longer have access to my payslips from that job.

I recently completed a data science course, which aligns with my studies in Canada, and I’m currently interning in the field. My mother is my financial sponsor.

Given this situation, should I include my previous job in my application even though I can’t provide payslips as proof of employment?

creolehunt:


We're leaning more towards mother and daughter going first. Then husband apply later.

1. Do you think this presents a more viable option?

2. The Statement of we plan to use has 90% of the funds in it transferred from our business (company is owned by me and my spouse and both of us as directors). This spanned over more than 6months. Our last application was filed using the company as POF,so this time we are using a personal into which we have been setting aside money for the travel? Would this be a problem?

1. This option is good but you need to make provisions for day care since your baby is still young and the mum will be schooling.
2. This is better, but still explain how the funds were raised from the business since that is the source of funds

Bobomaigida:


1. This option is good but you need to make provisions for day care since your baby is still young and the mum will be schooling.
2. This is better, but still explain how the funds were raised from the business since that is the source of funds

Thank you for your response. Really we're conflicted in of increasing our chances and the reality of the baby.

If we apply as a family, I'm worried about how to prove home time, even though we have a t business, wife has a federal govt job, husband has a good job too.

Even if wife goes first and leaves baby and hubby behind. What are the chances that baby and hubby will get SOWP and Visit Visa in the shortest possible time?

If wife goes alone, she definitely cant come for baby till she gets PR as anything before that will still raise question of daycare and all.

sternakin:

What's your status in the country of residence?

Am on a visitor’s visa.

creolehunt:


Thank you for your response. Really we're conflicted in of increasing our chances and the reality of the baby.

If we apply as a family, I'm worried about how to prove home time, even though we have a t business, wife has a federal govt job, husband has a good job too.

Even if wife goes first and leaves baby and hubby behind. What are the chances that baby and hubby will get SOWP and Visit Visa in the shortest possible time?

If wife goes alone, she definitely cant come for baby till she gets PR as anything before that will still raise question of daycare and all.

It is not as if there is no day care, there is, the only thing is it is expensive. She can go with the baby, just have enough funds to pay for day care, then she apply for spouse to her later.

Please can you suggest schools in Newfoundland or Labrador that I can apply for winter intake, I already got ission in conestoga College in Ontario but I am looking at applying in to schools in Newfoundland or Labrador and also can one defer the ission given in conestoga

That school don cast sha. Best wishes

April7style:
Please can you suggest schools in Newfoundland or Labrador that I can apply for winter intake, I already got ission in conestoga College in Ontario but I am looking at applying in to schools in Newfoundland or Labrador and also can one defer the ission given in conestoga

creolehunt:
Good evening all,

Please advise for a family of 3 where wife is primary applicant with 5k funding available. Husband will apply for SOWP plus a 7month old baby.

Available fund is 74m in total across naira nd USD.

Land worth 11m.

Would you suggest we apply together or wife and child first.

Also would the 74m be sufficient as POF if we want to apply as family?

I'll be glad to get response.

My suggestion for you in order to increase your ties back home, I'll recommend applying alone. Once your visa is out, you can then file for your accompanying spouse and little baby.


Happy New Month Everyone

It will end in praise

Frankrobbn1:


My suggestion for you in order to increase your ties back home, I'll recommend applying alone. Once your visa is out, you can then file for your accompanying spouse and little baby.


Happy New Month Everyone

It will end in praise

This makes sense, but someone said the VO will deny me instantly if i mention I'm leaving my toddler behind.

Secondly, what are the chances that the Visa for my spouse and baby will be granted when they apply.

Please what do i take as a document to the IOM centre appointment once I am able to book a date. I ask cos I found this somewhere:

"PLAN YOUR MEDICAL EXAM
If you are still not sure if you need a medical exam, check with a visa office near you.
If you do need a medical exam, your visa office will give you instructions and a form with your file number before you see a physician"


Also, do I pay for IOM online during appointment booking or at the office? Whats the usual cost? Thanks.

amnotapervert:



Okay, I’ll do my best to give you the most helpful response based on my knowledge and experience.

(1) First of all, don’t rush him. Canada is not always the easiest environment for young people—especially teenagers—as they can be exposed to drugs and other risky lifestyles. Yes, it can be that bad in certain situations.

Let’s assume he’ll be 16 by August. The University of Calgary accepts students from age 16 and above, which in my opinion is a better option than starting at a college. After college, at 18 or 19, he’ll likely be job hunting and may face frustration if he can’t secure one easily.

If he goes to college at 16, he’ll still need to do a BSc eventually. So why not go straight to university and start the BSc right away? Just thinking out loud here.

Canada’s job market is changing and becoming more competitive. I personally have a Master’s degree in Canada along with several Cloud Computing certifications, and I know how difficult it was for me to land a mid-level role.

If he finishes his BSc at 21, he can potentially get a 3-year Post-Graduation Work Permit (PGWP). Before turning 24, he’ll likely know how to secure his Permanent Residency (PR), and both his age and experience will work in his favor.

In summary, sending him young—if his father can afford it—isn’t a bad idea. IRCC tends to favor younger students who clearly come for educational purposes, as opposed to older applicants (25–32) trying to get into college.

(2) The minimum amount needed in the bank statement is subjective, but the general rule is:

* One year’s tuition (with ideally you have already paid 1/3 paid as a deposit to accept the offer)
* Plus \$20,000 for living expenses.
And a means on this case a business that can take care of the children school fees overtime.

The average college fee for international student a year is about $20,000 to $30,000 so if you are looking for actual amount that's about $50,000 CAD minimum as POF I always say make it $60,000 CAD.

It’s subjective because you mentioned he has a sister in Canada. That makes the boy his father’s dependent, and the father must prove he can him without affecting his sister’s wellbeing or .

(3) Do not send the money to the daughter. Let the father be the official sponsor. He should submit all relevant documentation about his business and subcontract work to prove he is financially capable and that his business is in good standing.

(4)Do not transfer money from the business to a personal just for Proof of Funds (POF). The key is to show that the funds are readily available to the boy.

The father just needs to prove that he owns the business and has full access to the money in it. If there are personal savings too, then use both s—but don’t move money around for the purpose of POF.

(5) Yes, a Statement of Purpose/Intent is required. I don’t currently have a template, but people here can assist. The letter should clearly explain why you’re sending a 16-year-old to university or college, considering the average Canadian student starts at 18.

(6) I’m hearing about an “affidavit of return” for the first time, but if there’s a strong family business, that’s already a valid home tie. However, let’s be honest—IRCC often expects young students like this to stay after graduation. You’ll still need to explain in the documents that he intends to return home after his studies.

That said, IRCC is less concerned about a 16-year-old finishing school by 20 or 21 than a 26-year-old finishing by 28 and returning to Nigeria.

I’m heading to work now—reply if you need any clarifications. I’m typing this quickly while on the GO Train.

Sponsor 1 Documents (Company)
1. Letter of Sponsorship
2. Article of association and memorandum
3. CAC CERTIFICATE
4. Particulars of directors in the company
5. Tax Clearance Certificate
6. Company bank statements for the past six (6) months.
7. Board Resolution Letter stating that they are fully aware of this sponsorship and approve it.
8. Affidavit of
9. Business invoices

God bless you for your previous reply. it was insightful and I helped him write a SOP.

I am about to submit the application and have everything above except number 2 and 7 on the list.
His Dad has written a personal letter of sponsorship as he owns the company and is a major shareholder. There are however other shareholders (wife - major as well) and 2 others (minor shares). Does the company need to write a letter of sponsorship as well? Or is this where number 7 would be helpful to cover?

BTW are the particualrs of the directors compulsory. IF yes, dow e mean International ports strictly or any ID will do? Thanks.

@ALL Please share your opinions as well, I would be glad to ehar from everyone for advice....

Hello @scott99tish, I just got PPR today, thanks for your insight, I followed your guidance and the documents. Please I would like to go with my wife and son, how would you recommend i apply for them. Thanks.

Scott99tish:
I’m Hi,
I saw your other posts that you reapplied and also didn’t request GCMS note, but this is a mistake not advisable.
I understand the pressure and pain from refusal (I was refused once too in early 2021 but, took my time to get it right same year after GCMS note and back to board) Mostly, GCMS note is required to tackle the exact reason for refusal in your next application, even though new reasons could still come up if care is not taken.

In most cases, it’s easy to tackle if you know your mistake with comprehensive LOE and justice in your documentation.
If you haven’t heard from them still, maybe I can still review your previous submission to point out your possible errors:

(1) You are a family man, (wife and son). Even though you’re the only one traveling, IRCC always look at plan of survival for your family in your absence. If you’re traveling alone and having 12m in ? It’s not even sufficient for 1 year cost of living, and you only paid one semester tuition still.

Let’s assume it is, how will your family survive in your absence ? Did you show your wife is capable of take care of the family without depending on you (the same 12m) ? Like her job, paystub and other related stuffs ?
Also saw that the same 12m was received from your wife (deed of gift). It’s so contradicting that you are capable but it’s still your wife that gifted you without her own source of income !
Align your story that you yourself can believe if you’re in IRCC shoe.

(2) I really don’t see much weight the 16m in investment hold because can they validate the money is accessible to you when needed ? From the term alone (Investment, mostly tied to time) IRCC is only after money that is accessible to you.

(3) You didn’t mention you submitted your paystub, so I won’t assume you submitted. According to your post, work appointment letter and ID is not enough proof. Comprehensive work history and documentation matters a lot. Even in the future when talking about PR. Some people leave out some work experience during study permit and want to claim point for them in express entry for PR. IRCC are too smart that they will point it out that why was that job not mentioned in your study permit application years back ? So be detailed from beginning in your Canada journey.

(4) You receives annual rental of 2.5m. Good, your letter of explanation/SOP will do justice here. Since the generic refusal letter is mostly finance, maybe home tie is also involved since you don’t know what is even in the officers note. Having a signed rental agreement will help in source of funds, and home tie here. I don’t think you addressed justice here too.

(5) In your new mentioned submission, you added 10K GIC to your application but every other thing remains the same according to you, knowing fully well that you paid only first semester tuition fees!
So do you think you addressed the generic reason for refusal reading this post without knowing the officer note in GCMS ?

That’s the question you need to ask yourself.
If not; it’s not too late if decision is not made yet. You can still do many justice with webform, in as much as you do not contradict your story.

All the best…

Opilo94:
Hello Everyone,

My previous workplace was shut down due to issues with the SEC. While I was employed there, our salaries were paid through the company’s microfinance bank, which was also closed as a result. Because of this, I no longer have access to my payslips from that job.

I recently completed a data science course, which aligns with my studies in Canada, and I’m currently interning in the field. My mother is my financial sponsor.

Given this situation, should I include my previous job in my application even though I can’t provide payslips as proof of employment?

Oga, generate a pay slip. Make sure the figure is same with the alert in bank statement

JMG12:
That's where you got a problem; your status in SK is not strong enough; hence, you are not eligible to apply from there. Consider reapplying from Naija or where you have permanent legal status, and also demonstrate strong home ties.

Thank you for your response, but is it advisable to apply from Nigeria when I am currently residing in SK. Also my funds are in my SK .

esosa4real:



Sponsor 1 Documents (Company)
1. Letter of Sponsorship
2. Article of association and memorandum
3. CAC CERTIFICATE
4. Particulars of directors in the company
5. Tax Clearance Certificate
6. Company bank statements for the past six (6) months.
7. Board Resolution Letter stating that they are fully aware of this sponsorship and approve it.
8. Affidavit of
9. Business invoices

God bless you for your previous reply. it was insightful and I helped him write a SOP.

I am about to submit the application and have everything above except number 2 and 7 on the list.
His Dad has written a personal letter of sponsorship as he owns the company and is a major shareholder. There are however other shareholders (wife - major as well) and 2 others (minor shares). Does the company need to write a letter of sponsorship as well? Or is this where number 7 would be helpful to cover?

BTW are the particualrs of the directors compulsory. IF yes, dow e mean International ports strictly or any ID will do? Thanks.

@ALL Please share your opinions as well, I would be glad to ehar from everyone for advice....

Sorry for the late reply. The weather was good this weekend, so I was outside all weekend.

Yes, it would be good for the company to write the letter, but it would also be important to state that the two other minor shareholders are aware that the company—where his dad is a major shareholder—is sponsoring the person.

Look at it this way: you’re trying to clear any doubt that IRCC might have about the ownership of the company, the money that will be spent for sponsorship, and the availability of that money when the person needs it to come to Canada.

If possible, make sure that the acceptance fee to secure ission was paid from that company if possible and use it as a document during Visa application. This would show intent and capacity to make payments from that .

People like "Badadvisor" who claimed to have all the sponsorship money sometimes come to Canada and then realize they lied on their application. They start blaming the government, even though they told the government beforehand that they could afford everything as an international student.

You’re doing everything in your power to convince IRCC that you have the money—and that the money is available in an fully controlled by your sponsor and ready for you at any time.

CAN YOU MENTION SOME

adegoke616:



yes you can get a uni in canada where you can study computer science..or any computer science related courses

esosa4real:



Sponsor 1 Documents (Company)
1. Letter of Sponsorship
2. Article of association and memorandum
3. CAC CERTIFICATE
4. Particulars of directors in the company
5. Tax Clearance Certificate
6. Company bank statements for the past six (6) months.
7. Board Resolution Letter stating that they are fully aware of this sponsorship and approve it.
8. Affidavit of
9. Business invoices

God bless you for your previous reply. it was insightful and I helped him write a SOP.

I am about to submit the application and have everything above except number 2 and 7 on the list.
His Dad has written a personal letter of sponsorship as he owns the company and is a major shareholder. There are however other shareholders (wife - major as well) and 2 others (minor shares). Does the company need to write a letter of sponsorship as well? Or is this where number 7 would be helpful to cover?

BTW are the particualrs of the directors compulsory. IF yes, dow e mean International ports strictly or any ID will do? Thanks.

@ALL Please share your opinions as well, I would be glad to ehar from everyone for advice....

Giving an international port or ID might be too much.

The letter from the company should just include the names and signatures and details of both minor shareholders.

use company letter head

Side note: Make sure that the names of the minor shareholders match the names listed in the Particulars of Directors for the company.

Simply state that the two other minor shareholders are aware that the company—where his dad is a major shareholder—is sponsoring the person. Their signatures on the document will be sufficient.

Providing ID or an international port is too much. Instead, include details (like a phone number) under the signatures of both shareholders. Make sure they are aware of the details in case IRCC s them.

We are trying to give IRCC enough information to be satisfied, but not so much that it raises unnecessary questions.