NewStats: 3,264,690 , 8,184,423 topics. Date: Thursday, 12 June 2025 at 04:50 AM 2q2063

freeman67:


Right from time doing TB with them has always been difficult. It's only a selected few, maybe that have friends or very good customer relationships with them and maybe people in some less busy branches that gets to invest through them.

more TB friendly banks like FBN, Stanbic and maybe even GT.

Thank you they truly not making it friendly even gtb sef

freeman67:


No big deal na. Just go there and tell them you want to liquidate.


As you do, bear In mind that you have already collected the interest upfront except if you invested with the interest. There is also the likelyhood that it would be offered for sale @ lower rate than you got it to attract new buyers or the bank that is collecting it back.

Also, bear in mind that you might incurr a penal charge for liquidating before maturity.

Ok thanks

heavenisreal18:


This is the rate I was offered for secondary, 142 days 15.50percent
177days 16.50percent, 247 days 17percent, 359days 19.50per.
Which of these days do you consider to be good to go for

Thanks for your response

Lol secondary market highest Tenure as at 3rd July did 25%

Odunharry:

Lol secondary market highest Tenure as at 3rd July did 25%

what rate is treasury bill today
Stanbic.?
Thinking of liquidating my mutual fund.

freeman67:


I don't know about SUKUK, TB or Bond with them because the only FGN invest I have with them is yet to mature. However, all other investments I have done with them before like and their Alternative Investments which are normally paid directly to your Bank s by other issuers or agent were paid into the wallet and I had to request for it to be transferred to my .

If you don't get any direct answer, just mail them or call their CS to confirm.

Ok thank you

freeman67:


I don't know about SUKUK, TB or Bond with them because the only FGN invest I have with them is yet to mature. However, all other investments I have done with them before like and their Alternative Investments which are normally paid directly to your Bank s by other issuers or agent were paid into the wallet and I had to request for it to be transferred to my .

If you don't get any direct answer, just mail them or call their CS to confirm.

Ndidi2:
what rate is treasury bill today
Stanbic.?
Thinking of liquidating my mutual fund.

Don't know about stanbic.

It all depends on the tenure.

Good day great Investors. Please is this explanation about bond in the attached pic the way bond works? As compared to TB

Odunharry:

Lol secondary market highest Tenure as at 3rd July did 25%

Pls where did u get this rate?? Which bank or broker??

davit:
Good day great Investors. Please is this explanation about bond in the attached pic the way bond works? As compared to TB

That is false.

If you invest N2,000,000 in a 3 year bond at 17%, in the first year you will get N340,000 ( That's N170,000 two time in the year).

Second year, you will get N340,000 ( That's N170,000 two time in the year).

In the 3rd year you will get N2,340,000 (That's N170,000 in the first 6 months and N2,170,000 which is the addition of your last coupon/interest and your principal).

The final amount you will get for that investment is N3,020,000.

Except if you were investing your interest elsewhere which could give you additional interest. If you calculate your returns solely as it comes, the above is your the only interest in it.

freeman67:


That is false.

If you invest N2,000,000 in a 3 year bond at 17%, in the first year you will get N340,000 ( That's N170,000 two time in the year).

Second year, you will get N340,000 ( That's N170,000 two time in the year).

In the 3rd year you will get N2,340,000 (That's N170,000 in the first 6 months and N2,170,000 which is the addition of your last coupon/interest and your principal).

The final amount you will get for that investment is N3,020,000.

Except if you were investing your interest elsewhere which could give you additional interest. If you calculate your returns solely as it comes, the above is your the only interest in it.

That's correct.

I do FGN Savings Bonds and reinvest the coupons in Money Market Mutual Funds.

Akerewe:


Pls where did u get this rate?? Which bank or broker??

Investment one Financial service.

You can still message me for more information

davit:
Good day great Investors. Please is this explanation about bond in the attached pic the way bond works? As compared to TB

Llama 3 is hallucinating.

Invest 2m to get 7m

😂😂😂😂😂😂

awesomeJ:


Llama 3 is hallucinating.

Invest 2m to get 7m

awesomeJ:


Llama 3 is hallucinating.

Invest 2m to get 7m

Lol AI on colos

Is it too early to do the T-bills thing with FirstBank today, given the primary market next week on the 11th?

Odunharry:

Investment one Financial service.

You can still message me for more information

Ok no wahala, but I saw their app on google play, how genuine is their app nd moreover is this 25% rate also available on their app or I should open their online stocks

ositadima1:
Is it too early to do the T-bills thing with FirstBank today, given the primary market next week on the 11th?

You do it on Monday from what I was told in fbn.And TB is usually on Wednesday which should be on 10th

Akerewe:


Ok no wahala, but I saw their app on google play, how genuine is their app nd moreover is this 25% rate also available on their app or I should open their online stocks

I can't drop link here. Wanted to give you the link to open a stock easily.

the app and create , complete details and let me know I will guide you on what next to do.

You can reach me on 09070058... 2..89

Odunharry:

I can't drop link here. Wanted to give you the link to open a stock easily.

the app and create , complete details and let me know I will guide you on what next to do.

You can reach me on 09070

Odunharry post=130814701:

I can't drop link here. Wanted to give you the link to open a stock easily.

the app and create , complete details and let me know I will guide you on what next to do.

You can reach me on 09070058... 2..89

058... 2..89

Ok thanks

[quote author=akinonigbinde post=130724355][/quote]
Sincerely I am no longer finding investing in T-bill interesting since June 14, the officer keep saying it failed ,they said primary is not available I opted for secondary yet they keep sending failed mails.

What do you suggest I do differently, have been calling and mailing the bank is gt

heavenisreal18:

Sincerely I am no longer finding investing in T-bill interesting since June 14, the officer keep saying it failed ,they said primary is not available I opted for secondary yet they keep sending failed mails.

What do you suggest I do differently, have been calling and mailing the bank is gt

Never heard of secondary Market failing except you dropped your instruction after close of Market for that day but can be treated next day. I'd advise you visit bank, let your officer check their portal and tell you the available rates and book you in for your desired right there before you leave the bank

Chikebrain:


Never heard of secondary Market failing except you dropped your instruction after close of Market for that day but can be treated next day. I'd advise you visit bank, let your officer check their portal and tell you the available rates and book you in for your desired right there before you leave the bank

My officer is quite far was told to always reach out thru mails and is almost a month, attached is their mail for excuses, is the a better bank to do it I am tried of gt

Good evening Team,

Please how much will the bank charge me when I terminate my TB of 2m before the maturity date which is next yr

ojexin:
Good evening Team,

Please how much will the bank charge me when I terminate my TB of 2m before the maturity date which is next yr

Pls which bank did you do yourTB with
How many days does it take to be successful?

Hello all, please is primary auction happening this week

tabithababy:
Hello all, please is primary auction happening this week

Drop your bids with your bank before Wednesday

With the rate of inflation in Nigeria is it still advisable to keep investing in T. BILLS.

Politics asides, I will appreciate a fair view of what's really happening with the NAIRA. Is it about to fail?

dacool1:
With the rate of inflation in Nigeria is it still advisable to keep investing in T. BILLS.

Politics asides, I will appreciate a fair view of what's really happening with the NAIRA. Is it about to fail?

If you have an alternative investment that it's rate will beat the inflation and your are sure of getting your capital at the end. It's better but if you don't, isn't it better to have your money in a safe investment yielding something to cover up part of the inflation than leaving it where it will yield less/ nothing or where you might not even get back your capital?

Good evening great people.
Gtb denied me primary market because I don't have 50m o.😢☹️
Pls who else did primary market with other banks and what were the rates?

Also I later invested in secondary market and instructed them to reinvest my interest. This evening i received the debit alerts. Both the custodian fee was deducted. This is my first time with gtb so I am not familiar with their operation.
I say this because I expected the interest below #100,000 to remain in my , but everything was deducted.
Should I wait or them tomorrow, cos even my officer and the lady in charge of the operation were sounding like they didn't get me when I was explaining to them at the bank. I don't want it to seem like I'm overreacting that's I brought it to you my friends here.
Those of you who are used to gtb pattern pls enlighten me. Thanks 🙏

Stanbic is not bidding tomorrow

freeman67:


That is false.

If you invest N2,000,000 in a 3 year bond at 17%, in the first year you will get N340,000 ( That's N170,000 two time in the year).

Second year, you will get N340,000 ( That's N170,000 two time in the year).

In the 3rd year you will get N2,340,000 (That's N170,000 in the first 6 months and N2,170,000 which is the addition of your last coupon/interest and your principal).

The final amount you will get for that investment is N3,020,000.

Except if you were investing your interest elsewhere which could give you additional interest. If you calculate your returns solely as it comes, the above is your the only interest in it.