NewStats: 3,264,083 , 8,182,542 topics. Date: Monday, 09 June 2025 at 03:25 PM 534255

Good day Nairalanders. I Recently got this job, after several attempts of applying both online and offline. My monthly salary is average #75,000 per month, I used the word "Average" because its not static. Sometimes it could lower, as low as 60,000 and hardly sur 90,000...so it's a commission work.

And we all know commission work is not reliable, you could be fired anytime. So please my question is, with the Nigeria standard of living, couple with the recent economic hardship, so now, the question is how much is ideal to save per month from this Salary.

To and fro from my work place is around 850 per day. We report to office 3  or 4 times in a week sometimes. I noticed that at tmes I even struggled to survive on 60k a month, minus miscellaneous oooo...chai e no easy (p.s. single and I stay alone)

1.Precious that relationship wey dey drive you crazy will end soon.
That time you go get your sense back.
2. Am the only one who think my present relationship will last or you are one of them

JOHNFBOSCO:
Good day Nairalanders. I Recently got this job, after several attempts of applying both online and offline. My monthly salary is average #75,000 per month, I used the word "Average" because its not static. Sometimes it could lower, as low as 60,000 and hardly sur 90,000...so it's a commission work.

And we all know commission work is not reliable, you could be fired anytime. So please my question is, with the Nigeria standard of living, couple with the recent economic hardship, so now, the question is how much is ideal to save per month from this Salary.

To and fro from my work place is around 850 per day. We report to office 3  or 4 times in a week sometimes. I noticed that at tmes I even struggled to survive on 60k a month, minus miscellaneous oooo...chai e no easy (p.s. single and I stay alone)

Cc FOD, dominique, Rocktation, farano
Please help move to front page.

I dislike these kind of questions. Things like this is supposed to be strictly a personal decision. You are the one that knows what you are aiming at financially and what expenses you incurred regularly. I believe you are older than 18 years so you are an adult, no more a minor. You work for your money so set your own financial goal by yourself.

Hmmm...

For now, I'll advise that you stay away from women, alcohol and betting. Having done that...

Save 15k (20%) of that salary monthly

Use 37,500 (50%) for your essential expenses

And use the remaining 22,500 (30%) for emergency expenses.

The Lord is your strength.

75k monthly salary is less than 100usd. To be honest with you i can't give you any advise because what you earn is not enough to pay your bills.

I pray God link you up with a better paying job.
Things hard for people

JOHNFBOSCO:
Good day Nairalanders. I Recently got this job, after several attempts of applying both online and offline. My monthly salary is average #75,000 per month, I used the word "Average" because its not static. Sometimes it could lower, as low as 60,000 and hardly sur 90,000...so it's a commission work.

And we all know commission work is not reliable, you could be fired anytime. So please my question is, with the Nigeria standard of living, couple with the recent economic hardship, so now, the question is how much is ideal to save per month from this Salary.

To and fro from my work place is around 850 per day. We report to office 3  or 4 times in a week sometimes. I noticed that at tmes I even struggled to survive on 60k a month, minus miscellaneous oooo...chai e no easy (p.s. single and I stay alone)

What's 75k
That's like the amount I use for my daily sub
Go find better work


My bitch Candidlady will attest to this

50k

*Modified*
Relocate to a place closer to your work place. Assuming you go to work 5 times in a week. In about 24 working days, you would have spent 850*5 = #20,400.
Your salary minus YOUR TP is about 54,600 naira.

Rich people ONLY SPEND what's left after THEY HAVE SAVED.

If you save up to 300k to 400k naira, just buy a small land and see it appreciate in value. I drop my pen here

Spend all

Everything depends on you. Just ensure you don't spend on unnecessary things. And try as much as u can to meet up with your target so that you can be earning up to that 90k monthly. The country is tough. It's time to toughen up too.

You still want to save for the rich ?

U

75k will hardly take you home in this country now.

Only God knows bro.

Just Dey try enjoy yourself small small. No reason am.

Spend everything.

You fit die tomorrow and next of kin go flex your savings.

Your location is a huge factor here. 75k in Lagos and Abuja… hhmm

Lets stop asking funny questions like this. What ever you want to say if you business and based on your circumstances.

kernniejay:

I dislike these kind of questions. Things like this is supposed to be strictly a personal decision. You are the one that knows what you are aiming at financially and what expenses you incurred regularly. I believe you are older than 18 years so you are an adult, no more a minor. You work for your money so set your own financial goal by yourself.

You de mind am? People wey no de earn up to 30k self still know wetin to do

Save 20k monthly

Where unah dey see work sef ??
I dey find work ooh

Save 15% when higher and 10% of your basic Salary when it's less than #70k. I know it's hard but you need to. And after a year find a side hustling biz to invest the savings.
A small scale biz should able to compliment your Salary

Na for only transport?
Abi no feeding ne?




Mehn jux dey manage around transport and feeding...to keep body and soul going...

Try and save 20k per month and stay from women , e get why.

Well I think…

First it depends on your location.

Next total cost of logistics- transportation to work etc.

Next will be how rugged and determined you are to save.

No one can set a specific limit or amount to save.

My advice is- set a target to save monthly for yourself!

I dey come, let me ask Ifa

Save Nothing Less Than 35,000naira Monthly

Don't Forget To Thank

Just be giving me 20k every monthly,
I'll act like ur susu fixed deposit

If you are spending about 15,000 monthly on Transportation alone, then you'll probably have next to nothing to save tbh!!!

Honestly, any single man earning less than 150,000 monthly is already on a long thing!

...And any married man with at least 2 kids earning less than 350,000 monthly is on his own!

You even still get time to save for this kind government


I twale you

.you know what your expense are personally... So you just have to set aside some percentage then sustain on the rest...

N7,500 i.e. 10% that you MUST never touch