NewStats: 3,264,053 , 8,182,425 topics. Date: Monday, 09 June 2025 at 12:52 PM k4lj

I lost my job earlier last year 2020 and since then I have been struggling too hard and was able to save up to a million naira. But I need to get a ride for UBER business but I have just a million naira and needs to get a loan of 1.5m to complete it and get a 2007 Toyota corolla for 2.5m. What likely would be there criteria in getting the loan and what is the best loan firm to get it without much stress and pressure.

Kindly help a brother. It has not been easy for me.

Are you a salary earner

Aboks:
Are you a salary earner

I'm not a salary earner. Just a hustler

Bekeey:


I'm not a salary earner. Just a hustler

E go dey hard for you
because they need a guarantor
or if you have assets
dat will serve as collateral

Aboks:


E go dey hard for you
because they need a guarantor
or if you have assets
dat will serve as collateral

Nawa o, that's just my point, but will there be no solutions

Bekeey:

Nawa o, that's just my point, but will there be no solutions

Chai no idea o

Aboks:


Chai no idea o

Ok bro, thank you very much

Bekeey:
I lost my job earlier last year 2020 and since then I have been struggling too hard and was able to save up to a million naira. But I need to get a ride for UBER business but I have just a million naira and needs to get a loan of 1.5m to complete it and get a 2007 Toyota corolla for 2.5m. What likely would be there criteria in getting the loan and what is the best loan firm to get it without much stress and pressure.

Kindly help a brother. It has not been easy for me.

Look for someone who will be ready to accept the car to be purchased as collateral for the loan.

The condition however is that the person will keep the original title documents for the car in his/her possession until you pay up the loan and agreed interest

Bekeey:
I lost my job earlier last year 2020 and since then I have been struggling too hard and was able to save up to a million naira. But I need to get a ride for UBER business but I have just a million naira and needs to get a loan of 1.5m to complete it and get a 2007 Toyota corolla for 2.5m. What likely would be there criteria in getting the loan and what is the best loan firm to get it without much stress and pressure.

Kindly help a brother. It has not been easy for me.

How often do you use your ? It's not a must you be a salary earner before you can secure loan. Just make sure you have good credit scores and you are good to go.
With specta loan (power by Sterling bank), you can easily secure loan without collateral or paper work.

With 1m loan. Your monthly repayment is N97,070 for 12 months. Which I believe you can easily pay back while driving Uber/bolt.

But, I would advice you apply for a million and with your savings to get a Nigerian Used Corolla in a very good condition.

Kindly read about specta loan by Sterling

SavageResponse:


Look for someone who will be ready to accept the car to be purchased as collateral for the loan.

The condition however is that the person will keep the original title documents for the car in his/her possession until you pay up the loan and agreed interest

Thank you very much bro, I will give it a try

classicTutor:



How often do you use your ? It's not a must you be a salary earner before you can secure loan. Just make sure you have good credit scores and you are good to go.
With specta loan (power by Sterling bank), you can easily secure loan without collateral or paper work.

With 1m loan. Your monthly repayment is N97,070 for 12 months. Which I believe you can easily pay back while driving Uber/bolt.

But, I would advice you apply for a million and with your savings to get a Nigerian Used Corolla in a very good condition.

Kindly read about specta loan by Sterling

Wao, I so much appreciate your advice..I will give it a try. But please, did they have office here in Lagos and where or should I just visit any Sterling Bank branch close to me? I await your swift response...Thanks once again

Bekeey:


Wao, I so much appreciate your advice..I will give it a try. But please, did they have office here in Lagos and where or should I just visit any Sterling Bank branch close to me? I await your swift response...Thanks once again

Firstly, you need to open a current with Sterling bank. Then, a specta app on Google playstore. with specta. After registration, kindly request for 6 months statement of from your immediate bank (e.g access or any bank) to Sterling bank.
A ticket number and would be generated for you. You will need it while submitting your loan application on specta platform.
The credit scores from your immediate bank shall be use to determine how much you can borrow.
Or walk to any Sterling bank around you. Ask for marketing department. Meet any staff and explain your reason for being there. They can put you through the registration process.

please, don't call for anything just follow the advice. And once more, please remove my mention. I want to delete the two posts

classicTutor:


Firstly, you need to open a current with Sterling bank. Then, a specta app on Google playstore. with specta. After registration, kindly request for 6 months statement of from your immediate bank (e.g access or any bank) to Sterling bank.
A ticket number and would be generated for you. You will need it while submitting your loan application on specta platform.
The credit scores from your immediate bank shall be use to determine how much you can borrow.
Or walk to any Sterling bank around you. Ask for marketing department. Meet any staff and explain your reason for being there. They can put you through the registration process.

please, don't call for anything just follow the advice. And once more, please remove my mention. I want to delete the two posts

Noted, thanks a lot