NewStats: 3,264,986 , 8,185,274 topics. Date: Friday, 13 June 2025 at 04:28 AM 6v2t6p

1. How things look from the perspective of someone who "has money." It's easy to be self-righteous when you're broke.

2. Thinking money will make you happy forever. Clue, look at the rich people around you, they are not happier than you are on average."You are as happy as you make up your mind to be" Abraham Lincoln. Still, make money though. At least it will allow you to be "comfortably" sad or depressed.

Aatami:
With the present situation of the country, I don't feel am going to marry.
will God punish and send me to hell for not marry and bear children,

You seem to have given up on financial success.

I think your problem is that you have a poor mentality towards money. But have to realise that you can become rich.

Look around you, you will see people your age making lots of money. You probably assume that they are born into privilege or are into something illegal, but I assure you, most are legit.

Find out how things work. Instead of creating this kind of thread, start creating ones that can get you information on how to make money. You don't even need to have formal education. Get information on how to make money.

From today, become curious. Whenever you see someone who is doing well, be curious about what they do and how it works. You will discover that a lot of money-making avenues are stupidly simple. You may not even need money or special training to start.

For now, acknowledge that you are ignorant and have an awful mentality towards money. That is the first step towards life change.

Then start asking yourself what you can do to make legit money. Read books. Listen to motivational podcasts.

Here's a simple fact; in this day and age, INFORMATION IS MONEY, not hardwork. There are people who aren't as hardworking nor as smart as you, who are making a lot of money - legit money. Find out how they are doing it. Get close to people who are doing well. Make yourself useful to them. In the beginning don't ask for help, just get close, and you will pick up clues.
The reason why you shouldn't ask them for help is because tons of other people are also asking them for help. The is the reality of anyone who is doing well. If you appear to be needy, they will drift away from you. So, just get close and make yourself useful anyway you can. You can begin with something as simple as greeting. Anything to get them to like you.


To summarise, work on yourself, begin with your mentality. If you would do that, then not long from now, you will look back at this thread and laugh at yourself.

Keep your head up. A man's situation can change at any moment.

I was broke to a point where I'd usually think of ending things. Lack of courage and the thought of my mama was why I couldn't do it.

Till the end of 2019. I could barely save anything from my income. At the beginning of the following year, things started to get better and better. It got so much better in subsequent years till a point where I was earning about 100x of what I used to earn in 2019.

A lot of my old problems are gone, but new ones are here. I'll be 30 in a few months, and I'm doing alright financially. But I'm still not in a relationship let alone married. Perhaps it's due to PTSD from my broke days. The thought of being responsible for other people scares me. Even though the financial responsibility I take in my family is more than that of someone with 3 wives.

As somebody has said. Age is only there to put pressure on you.

Your life doesn't exist in the past or future. Where you have been and where you will be doesn't matter. All you have is this moment. Your life only exists in this moment. And all you can do is make the most out of it.
Always ask yourself whether you are doing your absolute best. You have to be honest. If your answer is no, the follow-up question would be to ask yourself what is something you can be doing, that you know would improve your life, but you're not currently doing. The answer should jump at you. It doesn't have to be something drastic or difficult. It could simply be to be greeting your neighbours or come workers who are doing better than you, or start reading for 30mins a day.

A lot of the time, what would completely change a person's life is not something drastic. For instance, in my case, I've been on Nairaland for over 6 years, wasting away in the romance and jokes section. I got the ideas that changed my financial life when I started to check out what was happening on the business part of the website. The following year. Things totally changed for me.

If your answer to the initial question is yes, then there's nothing to worry about. The amount you are making right now doesn't matter because it will change as long as you keep doing your best.

"If you do your best every day, you don't have to worry about the future" - Jordan Peterson

Living in the past brings regret and living in the future brings anxiety. You suffer twice when you give yourself anxiety about the future.

You may have little control over your current income but you definitely have control over whether it makes or breaks you. The exact same thing can happen to two people. One may allow it to crush them and the other may use it to bring a beast out of themself.
It doesn't matter what happens to you, what matters is what you do about it.

You need to keep a clear head and prepare for opportunities. Take care of yourself as best as you can. Opportunities may without your knowledge if you allow your current situation to keep you down.

Develop a sense of curiosity about what other people are doing to make money and copy them. It doesn't always require you to learn a skill or have capital. You can help other people sell their items and get a commission. People make a lot of money doing this.


Read books and listen to podcasts

My initial reaction to this post is that trying to explain this phenomenon to someone who has never been in the position of the so-called "snubbing old friend" would be similar to trying to teach colors to a blind person. You just can't understand some things until you experience them.

Making money or becoming rich requires you to become a different kind of person. That friend wouldn't have become rich anyway if they had remained how they've always been.

Tip: if you feel like you're stagnating in life, it's because you keep doing the same thing. Until you change, nothing changes. The first and biggest change must be your mindset. You are not immune to being successful too. Think of ways to become more valuable so that you can attract value from others.

No one person can satisfy everybody, no matter what they do and how wealthy they become, the higher you go, the bigger your problems. The more entitled the people around you become. In fact, people around you would become so entitled that they would raise their standard of living solely based on how well you are doing financially. Lol

I'm not rich, but I'm doing so much better (financially) compared to how I used to.

Since then, a lot has happened with old "friends" and even family , that have made me reach the conclusion that the only way to satisfy people is to never succeed. As long as you remain poor/broke/useless, people will be cool with you.


I'm naturally an introvert. I don't keep friends or go out much. Been like that since childhood
I've also been close to as low as anybody can go financially. Back when I was broke if my phone rang 20 times, I knew who was calling 19 out of them - my mother.

Fast forward to a few years later when things started to go well, "friends" began to crawl out of walls and everything around me.
Most of the time, it's usually to request some kind of assistance. Whether directly or indirectly. These are people that I haven't heard from in over 6yrs. Most are classmates from secondary school - as per how you are supposed to be "friends" with your classmates back then.

Try to see things from your friend's perspective (even though you probably won't understand as stated earlier).
You might think that your "friend" is rich, and should be able to help you with "small money." That is your perspective.

The part you don't see is that about 100+ other people are also requesting the same thing, and if they were to indulge them all, not only would they run out of money, but they would also run into debt.

So what do they do?

They would probably pick the few (say 5%) most important people on that list and help them. Trust me, you would do the same in their shoes.

If you believe what I just said, can you seriously consider the likelihood of you being one of the most important persons to a "friend" that you haven't spoken to in years?

In other words, your "friend" is doing for others that are important to him, you just aren't on that list.

If somebody calls you that a friend that you haven't spoken to in years is in trouble with the police, would you show up as per good friend?
You didn't even know whether they were dead, disabled, sick, or in prison.




My life is more stressful now, compared to back when I was broke. And that's me who didn't keep friends in his broke days, due to my personality. I wonder how somebody with a lot of friends would cope.

Even as a single guy, about half, sometimes more, of all the money that I spend is for other people. Yet, I still have some friends and family who believe that I'm not doing enough for them. "Na small money e dey give person, not enough to start a business" some would say.
I'm not even rich yet! Lol

I'm constantly worrying about how to make more money. I have sleepless nights sometimes. Even people who are dependent on me are enjoying life more than I am.

So yeah, the last thing I want is another entitled "old friend" that I haven't seen or heard from in 6 years, crawling out of the shelf to make me vomit the drinks that they shared with me all those years ago.
I don't even want genuine well-wishers or any distractions. Stay away and allow me to think!




Most of this write-up probably won't make sense and will be filled with typos. I just want to rant.

emmaodet:


Have told you what to do. Do those things I previously wrote about and within 6 months, you will detect the ones you like among.
Making money is never enough rather how to you money for satisfaction and create happiness else, it will useless.
About finance, we all have the fear of not being broke or poor.
In this case, my best option is to open a mutual funds or ive income.
Something generating money for you by the side without your involvement. It really reduces our fear if we know we have something by the side to fall back to in worst case scenario.
Businesses have cycles, there are boom times when you make a lot and the doom times when it crumbles or slows down or kicked out by a stronger competitor or being swallowed up by stronger ones.
Knowing you have both naira and dollar mutual funds giving you atleast 500k per month to atleast feed and float pending when you sort yourself and start rising again gives a huge psychological balance

Could you pls explain more about the mutual funds?

Especially the dollar one, as I don't trust naira investments due to inflation.

How much would I need to invest to get around 500k monthly return?


Thanks🙏🏾

emmaodet:


Have told you what to do. Do those things I previously wrote about and within 6 months, you will detect the ones you like among.
Making money is never enough rather how to you money for satisfaction and create happiness else, it will useless.
About finance, we all have the fear of not being broke or poor.
In this case, my best option is to open a mutual funds or ive income.
Something generating money for you by the side without your involvement. It really reduces our fear if we know we have something by the side to fall back to in worst case scenario.
Businesses have cycles, there are boom times when you make a lot and the doom times when it crumbles or slows down or kicked out by a stronger competitor or being swallowed up by stronger ones.
Knowing you have both naira and dollar mutual funds giving you atleast 500k per month to atleast feed and float pending when you sort yourself and start rising again gives a huge psychological balance

Thank you very much sir🙏🏾

musicwriter:


From what you've written, I don't think you need more than just read. Just develop a reading culture. I read a lot, in fact, that's the reason I enrolled for the school, so don't do it just because I did. What do I mean to say? I have a history of doing that. On top of that, we have been trained to believe that once you speak English well, you're educated, so I don't think those who've ed through university are better than you or myself.

But if you insist, just go on Google and search "US schools that offer free online courses" or maybe "US universities that offer free online courses".

It's you that want to study, so for whatever course you're interested in. You can for business istration or something along that line. The only difference between you and those who pay for it would be that they'll get the knowledge plus a degree at the end, while you'll get the knowledge. There are many other independent sites that offer that, such as Udemy, Coa, open learning, Audacity, etc

I have no interest in becoming rich, it's really a waste of time and energy in the final analysis. All I want is to be comfortable. The only reason I worked so hard was because of my junior ones. But forget about this last paragraph

Thank you so much, sir.

I've started reading every day since earlier this year. It's as if my intelligence has doubled since then. It got me wondering why I hadn't started much sooner.
Whenever I go out, I buy books that I might be interested in, so I don't run out of books to read.

I write too, every day. Mostly about things inspired by what I've read.

I'll look into the online courses and see how it goes.


What I've come to realize is that I personally don't want a lot, in of material things in life, as long as I'm comfortable. I only want to be rich mainly because of other people in the society and family - both the one I'm from and the one I might create. Though, I've learned to put myself first.


Again, thank you very much for your time, sir.

musicwriter:


Maybe you should get married. You can also enroll in online schools. I have studied in US online schools, though I wasn't doing it to get a degree. But if you need a degree you can get it too or just enroll to open university of Nigeria

What did you study, sir?

I don't have a degree as I never went to the university.
I've thought about enrolling in an online course, but I don't even know where to start or which course to study.
I wouldn't say that I care much for a degree, just the knowledge would be enough for me.

But I can't really pinpoint anything that I'm ionate about.

I'm into mini-importation business. Things aren't as good as they used to be, due to the economy but I'm doing alright.

Even when things were going really well (financially), I've always felt like I'm meant for more in life, even though I don't know which step to take.

All I can think of is how to make more money. Even when I know that it wouldn't make me feel fulfilled as a person.
My biggest fear is being broke as I don't really have anyone to turn to for financial assistance.

One thing I can say that I'd like to improve is my diction and communication skills.
Sometimes, I refrain from giving opinions because I couldn't articulate them or wouldn't come out the way I'd like.

What advice would you have for me?

Thanks for your time. God bless you.

musicwriter:


I was 29 years old when our mother left. And ever since I became the breadwinner of the house.

But I had a choice to just carry on my own life, instead I sacrificed my own aspirations for them to make sure they go to school, feed, etc. Example; I wanted to take up a part time in UNILAG then, but couldn't just do that anymore.

I never knew what was called a girl friend as I actually lived like a parent already. I could have got married at that point but I didn't. I the same friend asking me to get married then but I didn't. He once told me that "if you could take care of these people, then you can as well get married now." But their upbringing was more important to me.

Long story short, when things went sour for me, those that are male vow that I've never helped them in my life. And they're living on their own now. Those that are female got married within a couple of years. So, at the end I realized they could as well survived without me.

Now, I have no serious interest in getting married cause I feel I'll be taking up a responsibility that I already ed many years ago.

Finally, it's not as if I regret it but the attitude of some of them today makes me seriously consider whether that was the right thing to do on my part

I'm on this table and I'm still 29. I've been making good money for over 5 years now.
I've never had a girlfriend and it never bothered me until recently.
I'm doing very well but I've been, and I'm still, looking for more money. I don't even spend upto 30% of my income, though about half of that, or less, is what I actually spend on myself.

I feel lost and lonely cos I also don't keep friends

Cvesta:


P60 6qe

ok, it's a gtx 960m though.

I will text you on whatsapp. I need something like this.

What's TLC though?

author=Cvesta post=86717175]

What's the model number?

i sent reset to 131(cos i wanted to check somthing online without mb) and now they keep deducting my credit without warning whenever my mb finish.. pls help!

i'm saying a very big thank you to those that helped, you too shall never be abandoned in jesus name..

Thank You!!

maxti:

Please specify the networks
Done on the Airtel Line. Remain blessed

just got it..
i don't know how to thank you..
God bless you..

sobastical:

OKay expect it soon, airtel right?

thank you very much.. i just got it..
may God bless you abundantly..

maxti:
Drop ur number.
Let me send 500 Recharge.

God bless you sir

thank you

sobastical:


What if i send you 100 naira card?

it'll be welcomed..

God bless you

Urgently needed to fill some forms online and some document and i have no money to buy data right now.. i'm using airtel freebasics to browse..
Any network.
ur help'll be appreciated..



anyone??

deen4real7902:
Got my Samsung S7 edge today at Samsung office at Ikeja City Mall (Alausa shoprite) for 235k, I was the 11th person to buy it, so I was giving a Gear VR and Back cover with it. The Samsung S7 cost 205k.

chai! 235k for a phone?! [/b]

PEACE!!

hmm

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want free bet, real cash??
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