NewStats: 3,264,955 , 8,185,211 topics. Date: Thursday, 12 June 2025 at 11:12 PM 5v3q6v6382y |
(14) (of 29 pages)
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Dr Paul Okumagba that year! Dreaded member of the Exam Ethics Committee. God rest your soul. 7 Likes 1 Share |
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accessbetmedia:Issue's been resolved. I know this number, but pardon me, how's it dialled |
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accessbetmedia:please can i have your customer care lines. An issue has gone unresolved |
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miltonchux:could u help with the email of the unit of the CBN one should put in copy? I am in a similar situation |
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I sent an sms to intended beneficiary(IB) informing him that I'd be transferring =N=40,000 to him on the 30th May 2019. To this end, I sent my wife armed with my ATM to make a deposit and thereafter transfer to IB, on her way to the hospital for an appointment for our daughter who took ill. Next day, IB called to tell me he didn't receive the money, whereas I got a debit alert previous day which I had deleted. After waiting all through the weekend to either have him credited or my money reversed, I made a complaint on the 3rd of June at my branch of Union Bank, from whose ATM the transfer was made and was told investigations would require 7 working days, asides weekends and public holidays, to complete. The wait lasted on 14th June when I was told by the Union Bank Customer Care(UBCC) that beneficiary received value for the transaction. This position was echoed by the Customer Desk Officer (CDO) at my branch. Disturbed, I had IB send screenshots of his Bank Statement which showed he did not get value, until some days later when the CDO at my branch clarified that the transfer originally intended for FBN acct 30287***** was wrongly made to FBN acct 30827***** by my wife. To get a reversal, I was told to apply, following which my bank would liaise with FBN. Unfortunately, the CDO told me a similar case from ast year has gone cold/dead adding that it was likely safe I assumed that my money was lost. That made me channel my complaints to the UBCC rather than waste time with someone whose has clearly expressed a lack of motivation to follow through with my application. My search has revealed the wrong beneficiary to be a female teacher who hasn't done Verification on that , meaning she cannot draw the said amount. Meantime, successive follow-up calls to the UBCC shows that the FBN has not gone past stating that they would have to first establish with the wrong beneficiary before anything else happens. This, for me, raises a number of questions: 1. What if she has lost/retired the phone number which is on the KYC she filled, thus making her perpetually unreachable? 2. What of she no longer wishes to use that FBN acct (like I have done to some specific bank s in my past) hence the reason the hasn't been linked to her BVN all these while? 3. What if, for strange personal reasons, she shows an unwillingness to cooperate with her bank's genuine efforts at returning my money thus leaving it in escrow. 4. All the above are based on the assumption that the wrong beneficiary is not even deceased! Given the fact that it is most likely to take multiple lifetime to get back my money, going at this rate, add this the friction this has caused between me and IB and the sundry dislocation the absence of this fund has caused for my business smooth operation, I would appreciate advise from peeps who have had a similar situation resolved and also need advise on less costly means through which I could force a prompt restitution. Thanks for having the patience to read up till this point. |
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Thank God for marriage! Not exactly a grand patron of prostitutes, but I have had a mix of bad experiences with them that could provide guidance to peeps who still do. About 20yrs ago, while"doing my rite of age" into manhood, while on a visit to a friend in Nyanya Abj, we visited a brothel. They haggled and paid and simply asked me to go fly. Ashawo handed me a condom and after I was done with business, I innocently left until my paddy asked where my used condom was so I could dispose of it. I raced back to ask for it.... Your ears would be overburdened to hear the insults the band of prostitutes heaped on me. I felt raped! Yet, I couldn't get itback because I was shown 4 expended condoms with semen on them and asked to pick mine. Unfortunately, like every bad behavior, I didn't end with that experience. ![]() Guys should just stay off prostitutes because there you find orisirisi and iranu. Warning!! All those bad things I used to do, ...I do them no more. 5 Likes |
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czarina: |
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czarina: ![]() You see, when people easily drop pride to solicit financial help like this. It's either they desperately need help or are career crooks. I had my suspicions when I read the part where his alternate moniker wanted to leave whatever business he was engaged in to go his claims in Okrika. It is fraudsters like this guy that defrauded thousands of us that year, in the South-South, through NDAF on the award of phoney undergraduate scholarships. 5 Likes |
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ManspaceBarber:i noted your whatsapp number. Would conclude with you there |
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ManspaceBarber:sorry i think i am mistaken. It is the new season's jersey i need. |
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ManspaceBarber:would i be correct to assume that you would start sales in August then? |
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ManspaceBarber:medium. Can i know the factors that cause the variation 1 Like 1 Share |
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ManspaceBarber:how much is this exact type Mane is wearing and your location |
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TVTKOKO:dead on arrival sir. |
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Sorry, you'll have to learn from this experience. But, more than the business, I can gather than you got the hammer after losing money to seeking fraudulent ways to quickly multiply your money. Should you want to take another chance at venturing into production, be sure not to start off with loan financing. It is not easy to break even in a market where you don't have a monopoly, moreso where you come with an added disadvantage of not having a properly packaged product. Per chance you feel convinced about the viability of your production business and would still want to access loan financing, then pay attention to the rate at which your are borrowing. From your write-up, I can deduce that you borrowed at a monthly rate of 13.5%. That's enough to make your venture D.O.A. Furthermore, be careful to negotiate some grace period before commencing repayments. Such period afford your business the time to find some measure of stability. Kudos to you for trying out at this very young age. Please inform your creditor about the death of your business and work to repay his money with the agreed interests. 1 Like |
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lonelygem:Quite a lotta sense you made up there. If I was that guy, some few years back, my reaction would have been spontaneous, reciprocal and weightier. If it was last week, I may have gone outside that banking hall to wait for her while I put a call through to my wife to come deal her an equal measure of physical brutality. But after witnessing someone, an acquaintance, die instantly from stabbings after a disagreement and the violence that followed as well as imagining the chances that the guy who did the stabbing has lost his peace and would soon lose his freedom for a long time, I now know how to apply PATIENCE! But women should understand that men are thoroughly stressed from trying to decently cater for their families and can ill-afford unwarranted slaps from a misguided woman being. ![]() |
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What a very appropriate labelling! The foolish lady thought she was all out against Churchill. Guess its time to start her defense. Aunty wey mumu!! 1 Like 1 Share |
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Blue3k:Then, there's nothing to celebrate |
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WritePal:I wanted to check what your persuasion is given the turn of events sir. |
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Blue3k:It's a simple something! If Buhari is serious about fighting corruption in that regard, then we may just be able to record the gains of having a NASS leadership anointed by the Executive. While crooks like the Ibom governor and other willing co-travellers would proceed to quash the NFIU guidelines up to Supreme Court, the Executive should simply prepare a bill to make it known to the law. What a rubber-stamp legislature does is to give it accelerated hearing and hurriedly it into law so that the gains of plugging this hole in public finance is blocked finally. |
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Nasa28:Like Reno Omokri, I also like the way Buhari is fighting corruption. 1 Like |
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dayleke:My friend Felix's quote would be apt:small pikin never start business, e say profit too much! On paper, all ideas are brilliant until you are to domesticate/model them to real life situations. She was spending a lot on transport to get her supplies; wasn't consistent with stock availability;lost a sizeable fraction to perishability and could have granted debts to some customers I think. That way,.....gradually but surely she got liquidated! 1 Like |
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dayleke: ![]() A very junior friend tending to her father's shop approached me one day, and said she had an idea of selling fruits in a kiosk in her dad's space to make a little extra for herself. I thought it brilliant and offered a 'loan' of 6k, which she promised to repay in 4 months i think. Mehn, long story short, her side hustle didn't last 6months and I only got back 3k. She don use hailing clear the balance. Every time she sees me, na broda broda!! 4 Likes |
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GT07115:I don't have the time to check what 'utopian' means, but you may need to be aware that i have successfully navigated 2 yrs, that has been blessed with a pretty 13 months old cutie, in a marital union. ..and this is not to someone with the best credentials. Love, I have discovered is just the ingredient that would buy time for a marriage facing turbulence and not the foundation as you have stated. That should be the reason why marriages lasted longer in the days of yore. To get married, the right boxes should be ticked:including, but not limited to maturity, family background, genotype. Maturity so she doesn't wear you down with her foolish/childish decisions, unrealistic expectations and erratic behaviors. Family background so you don't have to be burden with catering to basic responsibities of in-laws when you should be growing in your union and laying the bricks for a successful life. Overall, it is your decision to make and I only have a duty, as an egbon, to advice and then wish you well. 16 Likes 2 Shares |
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One young man sits down, shuts himself to the world; isolates a girl that's bogged down witha huge deficit; gets fixated on her and thinks she's the next best thing after fried rice! Quite refreshing to think that your love story would have a happy ending. You're a firstborn, probably with siblings, whose parents may still be alive and the best girl you visualize a future with is an 18 yr old whose parents are so poor they cannot foot the bill of their child's tertiary education? You'll surely get what's coming to you, and more sensible young men would learn. 64 Likes 2 Shares |
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6lam:He was put up for sale,.......no market! |
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Can we just stop speculating already? Serious candidates in some countries getting into presidential office for the first time name their cabinet not later than 2 weeks after they are declared winners. And here someone is trying to the president across as meticulous when he would still take forever to assemble yet another bunch of mediocres to govern with him. Not that I have any lofty expectation of him. As such, I care less! 28 Likes 6 Shares |
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You know what damage lies could cause? You are both in a complicated relationship, having new lovers but resolving to be back together given your history. Babes wanted a new accommodation whose address she swore never to disclose to her inter-state boyfriend so we could extricate ourselves and finally be together. A few months ed and then came the shocker! Inter-State boyfriend was visiting and she wanted me to stay away for the time he'd be around for. My question was how did he get the address as opposed to staying in an hotel. Answer:He contributed substantially to getting the accommodation and even knew the accommodation before me. �. Man don suffer! I simply walked away. |
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We avoid problems not because we are weaklings, but because when you are involved with someone who has got nothing to lose,.........things like this are most likely the end result.
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I can quite relate with your situation. Not a nice position to be in at all. Yours appears graver because you said your momma is educated versus mine that only attended elementary school. I am not sure I was able to solve mine but it quite involved direct confrontation when I grew a bit older and felt the pains of her constant embarrassments.I regret that now. However, I think the best action I took was absolutely ignore her when I left home for undergraduate studies. I never returned to stay with them. But, when she came down with stroke, I wondered why she didn't think a time would come when she wouldn't be that strong troublesome woman she used to be. And when she laid-in-state, I cried inconsolably because I alienated my mom for a long time due to some character flaw. Please love your mom nonetheless and get people she respects to keep talking to her. 5 Likes |
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By May, it would be my second wedding anniversary, though I am not totally fulfilled about marrying my wife, I haven't had good reasons to regret the decision. You could say I had 2 babes then, with my wife being the less fancied. Life was being bit of unfair with me and I needed help which I imagined my favourite could muster, through her family (let me stress that I'm very forthright and not gold digging). I got a very rude shocker as regards my appeal for help, but was still willing to continue if only I would be given some break off some boyfriend responsibilities to nurture my new business. Well, within a short period, some dangerous exposition and complications made it near impossible to continue with my favourite and I had to settle for my wife because man no get the power and time for any new shakara from new chics. Favorite is doing extremely well and I am making good progress as well. But, tell me, how can u sleep knowing u are hatching such treachery? What makes u think you can't cope with someone you don't love as much (since u used to love her) when the person is not disrespectful? What makes you think people will seek to control you when you don't offer the grounds for such? Overall, you are adult enough to decide whatever payback to serve your gf for her good deeds, but to be responsible for the consequences that would follow because they would be grave. 3 Likes |
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May the souls of the faithful departed, through the mercies of God, rest in peace. I would miss his intellectual discourse. May God grant his family the fortitude to bear this great loss. Amen |
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