NewStats: 3,264,976 , 8,185,247 topics. Date: Friday, 13 June 2025 at 01:41 AM 253h2a

Nairalanders please I need your candid advise. Presently I am a Batch B corp member that will be ing out in October. Have been able to save up to N300,000 during this service period. I never touched my allawee, I didn't buy any clothes or even clubbed, I fed and lived on money I get from private lessons and the 5k Stipend my PPA give me, so that made me to save allawee and also the little I get from private lessons.

Right now I will be going into labor market and my heart is already beating fast.


The money isn't enough to even rent a shop and I don't know what to invest in, I don't want to go into network marketing cos even my 140k in Swiss Golden didn't come back to me and am so pained.

Please I need investment advise

I like the fact that you are not looking for jobs on NL,
View this thread, do the needful and thank me later.

https://nairaland.macsoftware.info/3960817/get-trained-stop-looking-jobs

mercyib:
I like the fact that you are not looking for jobs on NL,

View this thread, do the needful and thank me later.


https://nairaland.macsoftware.info/3960817/get-trained-stop-looking-jobs

Thanks bro

What do you need a shop for? Start a mobile business. There are many websites where you can . Olx, jiji etc.

Choose somethin' u have a flair for so when the goin' gets tough sheer interest will keep you goin'.

Laptops & Phones move fast & are very portable & will still allow you work 9-5 if you want. You can offer lower prices since you don't pay shop rent nor salaries & (probably) still single... except you have a Slay Mama ready to milk you dry.

jwax:
Nairalanders please I need your candid advise. Presently I am a Batch B corp member that will be ing out in October. Have been able to save up to N300,000 during this service period. I never touched my allawee, I didn't buy any clothes or even clubbed, I fed and lived on money I get from private lessons and the 5k Stipend my PPA give me, so that made me to save allawee and also the little I get from private lessons.

Right now I will be going into labor market and my heart is already beating fast.


The money isn't enough to even rent a shop and I don't know what to invest in, I don't want to go into network marketing cos even my 140k in Swiss Golden didn't come back to me and am so pained.

Please I need investment advise

GO and start fish farming bro or go into poultry ... it pays later

Ogbeni ,300k,u no chop at all during service

jwax:
Nairalanders please I need your candid advise. Presently I am a Batch B corp member that will be ing out in October. Have been able to save up to N300,000 during this service period. I never touched my allawee, I didn't buy any clothes or even clubbed, I fed and lived on money I get from private lessons and the 5k Stipend my PPA give me, so that made me to save allawee and also the little I get from private lessons.

Right now I will be going into labor market and my heart is already beating fast.


The money isn't enough to even rent a shop and I don't know what to invest in, I don't want to go into network marketing cos even my 140k in Swiss Golden didn't come back to me and am so pained.

Please I need investment advise

Buy bitcoin and leave it in your wallet. It would appreciate.
Also, you can invest in USITECH - a package goes for $60.

I'm here to get ideas. same situation as you op. I also have been saving since I started NYSC. I'd out in October as well. I've Been thinking about the labour market though I have a First Class in mathematics and this university I'm serving might have interest in me.
I want to start a business after ing out.

cheers.

may we be favoured.

jwax:
Nairalanders please I need your candid advise. Presently I am a Batch B corp member that will be ing out in October. Have been able to save up to N300,000 during this service period. I never touched my allawee, I didn't buy any clothes or even clubbed, I fed and lived on money I get from private lessons and the 5k Stipend my PPA give me, so that made me to save allawee and also the little I get from private lessons.

Right now I will be going into labor market and my heart is already beating fast.


The money isn't enough to even rent a shop and I don't know what to invest in, I don't want to go into network marketing cos even my 140k in Swiss Golden didn't come back to me and am so pained.

Please I need investment advise

Hello, i would advise you go into real estate , since you might not be interested in Online Marketing . For more details on it send a whatsapp message to this number +2348143960033

Bring it let's campaign for Buhari

Assuming you saved all your allowance for the whole service year, you will have19800 * 12= 237600 . How come you now have 300K??
Shey you no dey chop Drink nko? Other expenses nko?

It means you were doing other things in addition to your nysc stipend.

My advice keep doing what you were doing that helped you saved that much.

Open bet shop, thank me later.

put am for MMM na??

Op, take a chill pill. Don't rush into anything yet, Nigeria of today is business scary and with 300k you don't have any business money yet.

Take that money to the nearest stanbic IBTC branch and buy treasury bills from the FG for 364 days tenure at primary market. I have mentioned stanbic in order to make you achieve the best rate. Interest rate are very high now.

Collect your interest upfront and experiment on anything that comes to your mind at pilot scale only.

At maturity date, your 300k alert would wake u up, you may decide to push the funds into whatever your have experimented with if the ropes have been learnt well enough.

In the interim, while you experiment at pilot scale with your interest from treasury bills, apply for jobs and consider getting a salary job, you are a fresh graduate don't be afraid of climbing the ropes with little pay. Better pay comes with better work experience which is obtained from the beginning.

Don't consider your self an entrepreneur as true entrepreneurs don't get stuck with money and no ideas. People must have poisoned your mind NOT to work on a salary scale, my brother look well, the same people couldn't secure a job after much trials.

All the best and happy investing.

N. B: there is a thread on TREASURY BILLS here on Nairaland that will educate you and give you financial buoyancy, many don't know because secrets to wealth are never revealed nor d but are being discussed like it doesn't matter.

Spend it on girls

Come to aba and buy underwears,then go back and sell.
The business isn't a fancy one sha but considering your capital,boxers biz will be lucrative

start up a small business, send me a message I will give different bizz to start up

folashade96:
Mugabe will not kill person:South Africans will kick down a statue of a dead white man but won't even attempt to slap a live one. Yet they can stone to death a black man simply because he is a foreigner.

Hian

Carry 1.5 odds for bet9ja

You will make a profit of 150k or lose every

jwax:
Nairalanders please I need your candid advise. Presently I am a Batch B corp member that will be ing out in October. Have been able to save up to N300,000 during this service period. I never touched my allawee, I didn't buy any clothes or even clubbed, I fed and lived on money I get from private lessons and the 5k Stipend my PPA give me, so that made me to save allawee and also the little I get from private lessons.

Right now I will be going into labor market and my heart is already beating fast.


The money isn't enough to even rent a shop and I don't know what to invest in, I don't want to go into network marketing cos even my 140k in Swiss Golden didn't come back to me and am so pained.

Please I need investment advise

a what'sapp agropenuer group and thank me later you will be glad you did..
An exerpts from the group today

COST BREAKDOWN OF ONE HECTARE OF MAIZE
1. Mechanical land clearing and preparation = N25,000
2. Land lease charges: N8,500 per hectare per year
3. Consultancy and istrative fees = N25,000/hectare/planting season (these include security arrangement, community development services, signpost construction/demarcation barriers, logistics, research and farm management)
4. Maize seeds @ N700 per kg, 20kg will be needed for 1hectare = N14,000
5. Mechanical Planting = (N10,000 per hectare)
6. Pre-emergence herbicides (5 liters at N2500/l) = N12,500
7. Fertilizer (ratio of 20:10:10, 9 bags at N10,000/bag) = N90,000
8. Application of herbicides = N10,000
9. Labour cost for application of fertilizer (8 pd at N500/pd) = N4,000
10. I Unit of Knapsack Sprayer = N2,000 (One-time purchase).
11. Harvesting = N15,000
12. Miscellaneous (especially for unforeseen expenses or circumstances, for example in case we may have to buy pesticides, for example, there was an infestation of army worms last season so we have to be fully prepared, although the chances of insect attack in maize is very low, we have to be prepared for all outcomes) = N15,000
Total
COST OF FIRST SEASON OF PLANTING = N231,000
COST OF SECOND SEASON OF PLANTING = N204,000
MAIZE GROWS VERY QUICKLY, READY FOR HARVEST IN JUST TWO MONTHS AND THESE EXPENSES ARE MADE OVER THE SAME PERIOD AND NOT AT ONCE.
PROFITS AND RETURNS
You can get up to 2 tonnes (2,000kg), of processed maize grains from one hectare. One tonne goes for N183,130 and two tonnes will be N366,260.
PURE PROFITS IN FIRST SEASON = N135,260
PURE PROFITS IN SECOND AND SUBSEQUENT SEASONS = N162,260
PLEASE NOTE: ING A GROUP OR PAIRING UP WITH A NAIRA MEMBER GREATLY REDUCES THE COST. A GROUP CAN HAVE A MAXIMUM OF SIX PEOPLE.

300k? Did you serve the nation for 5 years?

Nigeria is just too hard May God help u op.

Reading your write up just touched my heart.

I can only imagine how u have disciplined yourself and denied yourself of basic things...

Na wa o

Realkenny:
Spend it on girls

MMM

are you sure it's this year 2017 you are serving because I am not understanding at all....

me no even get one naira not to talk about savings and we are both ing out by October


But God dey sha...

Mcdons205:



Hello, i would advise you go into real estate , since you might not be interested in Online Marketing . For more details on it send a whatsapp message to this number +2348143960033

Real estate wid 300k? •••are yhu for real, dah ain't even up to 1000usd

Agriculture is the way to go, I lost a fortune in my fish farming business, I consulted and noticed it can still be lucrative, get a mentor to help you along the way

Use am open Porn site...
Porn pays